Negative Gearing seems to be all the rage lately. Half the population hates it because they feel it is responsible for the inflated house prices and the other half love it because they’re getting tax breaks to build wealth. However, after talking with many clients, chatting with friends and family and reading online forums, I … Continue reading Negative Gearing – Explained Simply
For the majority of us, life is a constant battle between wants and needs. Those who live a minimalistic lifestyle take pride in ‘appreciating the simple things in life’ whereas those with lots of ‘things’ can be found driving around in a nice car, though their bank account tells them they shouldn’t be. This article … Continue reading Materialism vs Minimalism: The Balancing Act
It hit me recently that maybe people don’t use online forums as much as I thought they did. I have been using various online forums since I could use the internet and I believe they are some of the best platforms for acquiring information. If you’re not regularly visiting and gaining knowledge from forums, this … Continue reading Online Forums – Visit Them Regularly
Whether we like it or not, money ‘makes the world go round’. In this day and age, you need money to survive. You can’t put food on the table and a roof over your head with hopes and dreams. There are plenty of arguments that money is the cause of the world’s biggest problems, even … Continue reading Money is a Terrible Master but an Excellent Servant
With the average packet of cigarettes in Australia now costing around $25, smoking is becoming worse for your wallet than it is for your health… Okay maybe not that bad, but one cannot deny the financial burden of smoking. A pack a day smoker will spend $9,125 per year on smoking. That’s enough to take … Continue reading How to Retire a Millionaire if You’re a Smoker
In a surprise move by the Libs, First Home Buyers will effectively be able to ‘Salary Sacrifice’ to Superannuation to save for a home deposit. The proposed changes in the budget released on the 9th of May means Australians will be allowed to make up to $30,000 worth of voluntary contributions (capped at $15,000 per … Continue reading You can now use your Superannuation to buy your first home… sort of.
Whether you’re buying your first home or your fifth home, purchasing a new home is always an exciting time. But there’s always a constant battle between buying with your heart or buying with your head! Purchasing with your head The ‘buying with your head’ questions you may ask yourself when looking at a property are … Continue reading Purchasing a Home to Live in – Think with Your Heart or Your Head?